Every signal. Every account. One vault.

Independent dashboards per bank. Statement archive, recommendation tracking, persistent memory across months.

PDF / CSV / OCR + AI parsing. Privacy Scrub, duplicate detection, extraction confidence scoring.

Credit utilization, interest traps, balance-transfer expiry alerts (60/30/7), hidden fees, FX waste, duplicate charges.

Forgotten subs, price-increase detection, cross-bank fragmentation. Catch the leak before it grows.

Pay-down sequencing, utilization optimization, late-fee anomalies. Surface the smartest move.

Same merchant, fragmented transactions, transfer loops — reconciled across every institution.

Deadlines, fee spikes, subscription changes, credit risk. Acts before you do.

Answers only from your uploaded data. Zero hallucination. Source-cited responses.

Net cash flow, institution health scores, fee leakage, recommendation adherence, AI confidence.